Steps to take in the event of a road accident abroad
1°) Filing a complaint
The priority regardless of the seriousness of the offense remains its denunciation to the competent police authorities at the place where the offense was committed.
Indeed, the power to investigate an offence, to apprehend and bring to justice its perpetrator remains a prerogative of national sovereignty and only local authorities are, by their nature, able to trigger investigative measures on the facts who are reported to them.
Whenever possible, you will insist on being given a certificate of complaint which will be used to justify your steps vis-à-vis your possible insurers and/or the French authorities in the event of a subsequent complaint in France.
2°) consulter un médecin du réseau Mattheva si nécessaire et conserver les justificatifs des frais liés à l’infraction
In the event that the offense has exposed you to medical expenses, it is essential to keep all the supporting documents for these expenses in order, depending on the case, to request reimbursement from the insurer or the health insurance fund. on which you depend in France when such coverage is possible.
Proof of all other costs incurred (accommodation, food, travel etc.) must also be kept.
3°) The declaration of loss to the insurer
When you benefit from travel insurance likely to cover the consequences of the offence, it is important to declare the occurrence of the claim as soon as possible in order to respect the deadlines provided for by the insurance contract which may vary according to the insurers. .
Insurers also almost systematically request that proof of the filing of a complaint made locally be provided to them, hence the importance of proceeding with this formality first.
Les différents cas d’accident de la route à l’étranger pour lesquels Mattheva vous accompagne :
- When a Frenchman is the victim of an accident abroad (anywhere in the world)
- When one of the cars is insured in France
- When a French expatriate has an accident in his host country (anywhere in the world)
- When a national of a country with dual nationality, including French nationality, has an accident in his country of residence or France.
(For example, we can intervene when a Franco-Senegalese has a accident in Dakar or in France to assist him in his compensation procedure). - Une victime d’un tel accident qui souhaite être judiciairement indemnisée va se trouver confrontée à un double problème :
- Celui du tribunal compétent,
- Celui de la loi applicable quant à la responsabilité et de la loi applicable quant à la liquidation de son préjudice.
C’est la raison pour laquelle il est conseillé de confier la défense de vos intérêts en pareil cas à un spécialiste tel que MATTHEVA qui dispose d’un réseau international de médecins et d’avocats pour faire valoir vos droits.
